Pai rico, pai pobre: o que os ricos ensinam a seus filhos sobre dinheiro
- Downloads：7868
- Type：Epub+TxT+PDF+Mobi
- Create Date：2021-03-25 01:31:55
- Update Date：2025-09-06
- Status：finish
- Author：Robert T. Kiyosaki
- ISBN：8550801488
- Environment：PC/Android/iPhone/iPad/Kindle
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Summary
A escola prepara as crianças para o mundo real？ Essa é a primeira pergunta com a qual o leitor se depara neste livro。 O recado é ousado e direto: boa formação e notas altas não bastam para assegurar o sucesso de alguém。 O mundo mudou; a maioria dos jovens tem cartão de crédito， antes mesmo de concluir os estudos， e nunca teve aula sobre dinheiro， investimentos， juros etc。 Ou seja， eles vão para a escola， mas continuam financeiramente improficientes， despreparados para enfrentar um mundo que valoriza mais as despesas do que a poupança。 Para o autor， o conselho mais perigoso que se pode dar a um jovem nos dias de hoje é: "Vá para a escola， tire notas altas e depoisprocure um trabalho seguro。" O fato é que agora as regras são outras， e não existe mais emprego garantido para ninguém。 Pai Rico， Pai Pobre demonstra que a questão não é ser empregado ou empregador， mas ter o controle do próprio destino ou delegá-lo a alguém。 É essa a tese de Robert Kiyosaki neste livro substancial e visionário。 Para ele， a formação proporcionada pelo sistema educacional não prepara os jovens para o mundo que encontrarão depois de formados。 E como os pais podem ensinar aos filhos o que a escola relega？ Essa é outra das muitas perguntas que o leitor encontra em Pai Rico， Pai Pobre。 Nesse sentido， a proposta do autor é facilitar a tarefa dos pais。 Quem entende de contabilidade deve esquecer seus conhecimentos acadêmicos， pois muitas das teorias expostas por Robert Kiyosaki contrariam os princípios contábeis comumente aceitos， e apresentam uma valiosa e moderna percepção do modo como se realizam os investimentos。 A sociedade sofre mudanças radicais e， talvez， de proporções maiores do que as ocorridas em séculos passados。 Não existe bola de cristal， mas algo é certo: a perspectiva global de transformações transcende nossa realidade imediata。 Aconteça o que acontecer， só existem duas alternativas: segurança ou independência financeira。 E o objetivo de Pai Rico， Pai Pobre é instruir o leitor e despertar sua inteligência financeira e a de seus filhos。
Reviews
Joanna
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Absolutely unreadable。 Written like the whole book is a late night informercial for a MLM。
Jody Burby
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Absolutely brilliant！！ Love this book
Partth Jagtap
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#1 Best Selling Personal Finance bookGenre:- Personal Finance， Entrepreneurship， business， investing， economics。In this book， Robert Kiyosaki gives insight on real life examples and discusses about what he learns about money， investing and life in general form from his two dads。 When he was young he have learned from Poor dad （ His dad ） and Rich dad （ Best-friend's father ）。Robert shares the contrasting ideas of both the dads on Financial Literacy。He shares lessons on:-How to generate money，Imp #1 Best Selling Personal Finance bookGenre:- Personal Finance， Entrepreneurship， business， investing， economics。In this book， Robert Kiyosaki gives insight on real life examples and discusses about what he learns about money， investing and life in general form from his two dads。 When he was young he have learned from Poor dad （ His dad ） and Rich dad （ Best-friend's father ）。Robert shares the contrasting ideas of both the dads on Financial Literacy。He shares lessons on:-How to generate money，Importance of Financial Literacy，Creating Asset columns，Work to learn - Don't work for money。It is a great book to start your collection with！ 。。。more
Ariel Chu
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The book is conveying a mindset rather than reach you how to get there， but highlight the importance of thinking of how。 It reminds people should spend money in ‘asset’ （which would make you money） rather than ‘liability’ （which wouldn’t but have opportunity cost）。 We can’t reply on fixed salary and complain or accept the exploitation。 We must have to have other stream of income。 The key is financial knowledge and capability of thinking - understand the story behind numbers and words。 Other mind The book is conveying a mindset rather than reach you how to get there， but highlight the importance of thinking of how。 It reminds people should spend money in ‘asset’ （which would make you money） rather than ‘liability’ （which wouldn’t but have opportunity cost）。 We can’t reply on fixed salary and complain or accept the exploitation。 We must have to have other stream of income。 The key is financial knowledge and capability of thinking - understand the story behind numbers and words。 Other mindset mentioned in the book are to have courage and don’t follow crowds， identify opportunities， give before take， and concept of taxation on company and individual level。 It is a good reminder to bring positive motivation and mindset。 But it is important only take it as reference as all the mindsets are applicable case by case。 The author criticizes those hard working employees with high education background to be the slave of money。 I think what he refers to is that we should have been aware of financial management in our early stage and started planning strategically。 The most important is the actual action plan after reading the book。 Starting to study fundamentals of companies， accumulate financial knowledge， plan strategically， and read more books！ 。。。more
Chimi Dema
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This book is really encouraging for those who want to start a business。
Natasha Neroy
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Makes you question your existence！ It's an eye opener！ Financial literacy is so important in today's world。 It is important to change your perspective towards Money。 Instead of working for money you need to make money work for you。 If you want to become Rich you should start early take risks make mistakes and learn from every mistake。 To know a little of everything is very important。 This helps you to not stay restricted to your one speciality。 Schools teach you to avoid mistakes and be a perfec Makes you question your existence！ It's an eye opener！ Financial literacy is so important in today's world。 It is important to change your perspective towards Money。 Instead of working for money you need to make money work for you。 If you want to become Rich you should start early take risks make mistakes and learn from every mistake。 To know a little of everything is very important。 This helps you to not stay restricted to your one speciality。 Schools teach you to avoid mistakes and be a perfectionist which is wrong， making mistakes will help you grow from your mistakes。 It's a whole world out there and you are not even 1% close to all the possibilities and opportunities。 It's a must read Book！ I totally recommend it。 Also how the author explains the basics is so knowledgeable。 It keeps you so hooked。 It's a beautiful book and alot to learn from！ 。。。more
Srijoni Nandy
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This book was very different from the ones I usually read （*ahem* fiction *ahem*）。 To be honest， I was initially kind of intimidated by it because I'm not what Kiyosaki calls "financially intelligent"。 But since the writing was very easy to follow， I kind of relaxed as I went through the chapters。 At times though， a lot of stuffs felt repetitive and certain financial， investment and tax topics kinda blew over my head。😅But this was definitely a start and my interest is piqued。 Might pick up more This book was very different from the ones I usually read （*ahem* fiction *ahem*）。 To be honest， I was initially kind of intimidated by it because I'm not what Kiyosaki calls "financially intelligent"。 But since the writing was very easy to follow， I kind of relaxed as I went through the chapters。 At times though， a lot of stuffs felt repetitive and certain financial， investment and tax topics kinda blew over my head。😅But this was definitely a start and my interest is piqued。 Might pick up more books on accounting and investment， who knows！🤷♀️P。S。 I know Dwight Schrute picked up the famous advice "KISS - Keep It Simple Stupid" from Michael Scott。 But Michael must have picked it from Kiyosaki。😆 。。。more
AGoodCorgi
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A good book for learning the basics of building wealth。 I would recommend this if you are just starting your financial journey。 It provides good life examples from the author and shows how you can start building wealth by having small but smart investments。 The chapter summaries are good if you just want to main points but I would recommend reading the entire chapter for a more comprehensive experience。
Michele Serri
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https://www。goodreads。com/review/list。。。# https://www。goodreads。com/review/list。。。# 。。。more
Safiya Bear
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This book was very well written and has a lot of memorable and valuable points。 It is a simplified version of some complicated business and accounting concepts。 Love it。
Gabrijela
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This review has been hidden because it contains spoilers。 To view it， click here。 187。 "Nije ga zanimao cilj， već je htio da naučimo proces dolaska do cilja。 Problem koji postoji danas jest to što milijuni ljudi osjećaju grižnju savjesti zbog svoje želje ili svoje "pohlepe"。 To je staro uvjetovanje iz djetinjstva， suzbijanje želje za posjedovanjem lijepih stvari koje život nudi。 Većina ljudi podscjesno je uvjetovala da govori: "To ne možeš imati" ili "To si nikada nećeš moći priuštiti。"。。。。Budite malo pohlepni。 To je najbolji lijek za lijenost。 210。 "Ono što je čudno jest to 187。 "Nije ga zanimao cilj， već je htio da naučimo proces dolaska do cilja。 Problem koji postoji danas jest to što milijuni ljudi osjećaju grižnju savjesti zbog svoje želje ili svoje "pohlepe"。 To je staro uvjetovanje iz djetinjstva， suzbijanje želje za posjedovanjem lijepih stvari koje život nudi。 Većina ljudi podscjesno je uvjetovala da govori: "To ne možeš imati" ili "To si nikada nećeš moći priuštiti。"。。。。Budite malo pohlepni。 To je najbolji lijek za lijenost。 210。 "Ono što je čudno jest to što mnogi siromašni i srednja klasa inzistiraju na tome da plaćaju napojnice 15 do 20% čak i za lošu uslugu， ali žale se što brokeru moraju platiti 3 do 7%。 Uživaju davati napojnice ljudima u stupcu trškova， ali ne i ljudima u stupcu imovine。 To nije financijski inteligentno。 Postoji velika razlika između brokera koji prodaje kuće i brokera koji prodaje investicije。 To vrijedi i za brokere za dionice， obveznice， uzajamne fondove i osiguranja， koji sebe nazivaju financijskim planerima。 Kada razgovaram s nekim profesionalcem radi sklapanja posla， najprije želim saznati koliko nekretnina ili dionica osobno posjeduju i koliki postotak plaćaju u porezima。 To se odnosi i na mojeg poreznog odvjetnika， kao i na mojeg računovođu。" 。。。more
Aratrik Adhikary
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RICH DAD 。。 POOR DAD is the personal finance book which I should have read straight out of undergraduate 。 The philosophies taught by Kiyosaki is very relevant to us Indian boomers living in the information age。 Gone are the days where getting a good college degree and doing a 9 to 5 well paying job would assure that you are financially independent 。 The book highlights key points regarding financial literacy which although obvious to us is ignored by many 。All in all ， the book is a must read f RICH DAD 。。 POOR DAD is the personal finance book which I should have read straight out of undergraduate 。 The philosophies taught by Kiyosaki is very relevant to us Indian boomers living in the information age。 Gone are the days where getting a good college degree and doing a 9 to 5 well paying job would assure that you are financially independent 。 The book highlights key points regarding financial literacy which although obvious to us is ignored by many 。All in all ， the book is a must read for all who want to make a start to move to the next level in personal finance 。 。。。more
Neeshma Nazar Ayyaril
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4。5 stars。Very enjoyable and really interesting read。
Staaark
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Pensaba que enseñaria mucho mas en detalle， lo que mas enseña es sobre pasivos y activos da ejemplos， de la vida del escritor de sus ganancias y negocios， pero muchos de los ejemplos no son imitables en otros paises， y la mitad del libro habla de sus grandes aciertos e inversiones， aparte de las cuatro cosas basicas sobre pasivos y activos poco profundiza， no es mal libro pero esperaba mucho mas por su renombre
Eric Esqueda
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I'm not a finance guy but I understand that we must figure out finance rules in order to survive in this economy。 This is the intro book to get people into finance。 I'm not a finance guy but I understand that we must figure out finance rules in order to survive in this economy。 This is the intro book to get people into finance。 。。。more
Kateřina Vašíčková
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Začátek knihy mi něco dal。 Dozvěděla jsem se některé věci nové a některé jsem si zopakovala， které jsem zapomněla ze školy。 Ale pak se autor začal pořád opakovat byla to nuda a konec knihy byl jen o daních， jak vyhnout zdanění v Americe a tak。 To už jsem přeskakovala。 Ale jinak dobrá kniha :）
Meenal Salvekar
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Excellent book。The Comical Saga is a good read。 It's a real fun story three school boys and their love for a girl。 Sample chapters can be read at the below blog。 Give it a try and bet you will definitely be in love with this story。http://thecomicalsaga。blogspot。com/？m=1 Excellent book。The Comical Saga is a good read。 It's a real fun story three school boys and their love for a girl。 Sample chapters can be read at the below blog。 Give it a try and bet you will definitely be in love with this story。http://thecomicalsaga。blogspot。com/？m=1 。。。more
UniMef
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My two attempts at reading this book weren't easy， but in the end， I finish it somehow！ To begin with， Robert Kiyosaki lived with two different dad's mindsets which shaped his way of thinking about money。 The author simplifies the difference between an asset and a liability。 He encourages us to grow our list of assets so that， every penny works for us as an employee。 Secondly， the author explains the difference between the mindset of rich and poor regarding money， and he advocates oneself to le My two attempts at reading this book weren't easy， but in the end， I finish it somehow！ To begin with， Robert Kiyosaki lived with two different dad's mindsets which shaped his way of thinking about money。 The author simplifies the difference between an asset and a liability。 He encourages us to grow our list of assets so that， every penny works for us as an employee。 Secondly， the author explains the difference between the mindset of rich and poor regarding money， and he advocates oneself to learn about accounting， financial market， taxes， and investing。 Thirdly， Kiyosaki claims that a person should work for himself and try to establish his own business。 To sum up， this book has changed my perspective toward looking at money， so I highly recommend it。 。。。more
Behrouz Aryan Aryan
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مثلهمیشه خلاصه این کتاب رو در Blinkist خوندم。در کل بد نبود。چند تا نصیحت میکنه برای افرادی که قصد سرمایه گذاری دارند که نوشتنش خالی از لطف نیست:۱-ترس از دست دادن و قضاوت جامعه همیشه ما رو از پیشرفت و رسیدن به ثروت دور نگه می داره و باعث میشه که تمام عمر برای پولدار شدن رئیس هامون بیگاری کنیم。۲-حرص و طمع باعث میشه که افرادی که دانش اقتصادی درستی ندارند تصمیم های غیر منطقی بگیرند。۳-دانش مالی（منظورش مدیریت دخل و خرج و پس اندازه） ارزش بسزای در رشد و پیشرفت اقتصادی ما هیچ جایی به ما آموزش داده نمیشه مثلهمیشه خلاصه این کتاب رو در Blinkist خوندم。در کل بد نبود。چند تا نصیحت میکنه برای افرادی که قصد سرمایه گذاری دارند که نوشتنش خالی از لطف نیست:۱-ترس از دست دادن و قضاوت جامعه همیشه ما رو از پیشرفت و رسیدن به ثروت دور نگه می داره و باعث میشه که تمام عمر برای پولدار شدن رئیس هامون بیگاری کنیم。۲-حرص و طمع باعث میشه که افرادی که دانش اقتصادی درستی ندارند تصمیم های غیر منطقی بگیرند。۳-دانش مالی（منظورش مدیریت دخل و خرج و پس اندازه） ارزش بسزای در رشد و پیشرفت اقتصادی ما هیچ جایی به ما آموزش داده نمیشه نه در مدرسه نه هم دانشگاه。۴-اگر میخواید پول داری بشید باید دانش مالی خودت رو افزایش بدین。کتاب بخونید،یوتیوب ببینید خیلی فیلم های آموزشی زیادی در این باره است。۵-برای این که پول دار بشید باید یاد بگیرید که ریسک کنید。۶-پول دار شدن راه طولانی و سختی رو در پیش داره،یاد بگیرین به خودتون انگیزه بدین。۷-تنبلی و غرور شخص را به گا خواهد داد حتی اونایی که دانش اقتصادی بالای دارند。۸-تنها روی دارایی هاتون （assets ） سرمایه گذاری کنید نه بدهیها。۹-شغل یا حرفه تون مصارفتون رو پرداخت میکنه اما بیزنس باعث میشه شما پولدار بشی。۹-قسمت اخرم درمورد مالیات اینا میگه که یاد بگیر که کمتر به چوخ بری。 。。。more
Alex
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A must read ！ Of course putting some things in perspective
Amal
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كتاب صوتي عبر جوجل
Alexander Slocombe
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Just a very poor book。
Vincent Arias
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This book is full of wisdom， and also full of ignorance。 It's up to the reader to spot the difference， and not take everything in this book as gospel。 I struggled a lot in the first chapter because I found some of the advice and opinions being offered to be absolutely disillusioned and insensitive。 It's a little ironic that the first lesson that "Rich Dad" teaches on how to succeed in the capitalist system involves exploiting his workers。 The opinion that the only reason people stay poor is beca This book is full of wisdom， and also full of ignorance。 It's up to the reader to spot the difference， and not take everything in this book as gospel。 I struggled a lot in the first chapter because I found some of the advice and opinions being offered to be absolutely disillusioned and insensitive。 It's a little ironic that the first lesson that "Rich Dad" teaches on how to succeed in the capitalist system involves exploiting his workers。 The opinion that the only reason people stay poor is because they're ignorant and fearful is just a gross oversimplification。 So many people literally can't afford to NOT be fearful about the risks they take with their money。 One mistake and their life will crumble。 The biggest lesson to be offered in this book is the importance of financial literacy， which to the fault of the american education system is largely ignored。 I do sincerely believe that the more people know about money， about personal finance， about the economy， and about investing， the less problems they will have in life。 If there's any lesson that should stick out most in this book it's this one。 And reading this book is a good first step。 It definitely helps explain the way rich people use their money and how its different from the ways the middle class and poor class use theirs。 So much of the so called "rat race" is entirely random。 Moreso today then 20 years ago， its easier for the rich to get richer and for the poor to get poorer。 And thats due to system we're in。 But regardless， I feel that if one at least has knowledge of how the rich use their money， that can at least help one to see how exactly they're being crippled by the system。 Another point in this book I disagreed with was the "pay yourself first" lesson。 Essentially he teaches that one should "pay themselves first"， meaning they should allocate whatever surplus of money they may have into assets BEFORE paying their essential bills for the month， and then the pressure of not having money for your bills should allow one to "think creativity" about how to generate the required income to pay the rest。 This is just so obviously ridiculous。 Don't do this。 Overall， I understand why this is the best selling personal finance book of all time。 There is some great advice here， and some really important lessons。 It will educate you and it will motivate you to be smarter about the way you use your money。 Definitely read it， but do not take every lesson as gospel。 DO become as financially literate as you can。 。。。more
Vinh Nguyễn
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